Dear Consumer,

If you would like to pay off all your bills for as little as 27 cents on the dollar and build a perfect credit report, regardless of your current credit situation, this is going to be the most important letter you will ever read.

Here is why: my name is Ken Davis and I’ve spent the last 9 years working as a highly paid Credit Consultant. I have helped hundreds of consumers just like you get the credit they deserve in order to start enjoying the finer things in life.

With a perfect credit report, cars, homes, credit cards (and almost anything) can be yours RIGHT NOW. It doesn’t matter if you have no credit or BAD CREDIT. Once I reveal the 53 insider secrets of the credit system you can amass thousands of dollars in credit and credit cards very quickly. Let me prove it to you.

That’s right. In most cases, the credit bureaus send a much more detailed report to businesses than they send to you. A bit deceiving, isn’t it?

This is why banks and businesses (except mortgage lenders) will NEVER give you a copy of "your" credit report. Nope. They’ll look you in the face and tell you to request your own copy from the credit bureau (If you don’t believe me, next time you get turned down for credit, ask them for a copy of your credit report and see what they say).

The credit system is full of "little secrets" like this. Most people find them frustrating. However, I enjoy showing consumers like you how to take each one of these secrets and use it to your advantage. For example...

Like many of my clients, don’t be surprised if your friends and family begin begging you to take their money to help them build their credit once they see how you’re able to "work" the system. Believe it or not, fixing and building your credit is just like anything else in life;

I love revealing the secrets of the credit system so people like you can gain an unfair advantage in the financial world. It’s very rewarding. More importantly, I cherish the phone calls I receive from clients who have been able to turn their lives around by getting approved for the Cars, Homes, Credit Cards and Business Loans they never thought they could get.

Let’s face it. We’ve all had some credit problems in the past, but don’t let it get you down. If you can read this letter than you have what it takes to learn every secret I will share with you in an exciting new home study course called "The Credit Secrets Bible".

I guarantee "The Credit Secrets Bible" will absolutely knock your socks off! In one evening you’ll know more insider credit secrets than most Millionaires alive today. With "The Credit Secrets Bible" you are going to learn:

Attorneys and Credit Repair Clinics love this kind of misinformation. It’s this mis-information that keeps consumers signing up for their credit repair services year after year (to the tune of $795 a pop).

I don’t want to bash Attorneys or Credit Repair Clinics because some of them actually do a great job at fixing peoples credit reports. However, I do want you to know THE TRUTH about how they do it.

Attorneys and Credit Repair Clinics have 3 little secrets. It’s these 3 secrets that keep them in business. First, when it comes to ANY negative marks on your credit, the big secret they don’t want you to know is this...

Second, they know that the "burden of proof" falls on your Creditors and the Credit Bureaus and NOT you. Third (this is the real key), they understand how to write correspondence (a fancy term for LETTERS) that makes this "burden of proof" very difficult for your creditors and the credit bureaus to prove.

  And, anything your creditors and the Credit Bureaus CAN’T PROVE must be permanently REMOVED from your credit reports-it’s the law!

The Fair Credit Reporting Act (F.C.R.A.) is a consumer protection law that makes this all possible. Fortunately (for you), it was written in your favor and NOT that of your creditors or the Credit Bureaus.

The problem is that almost nobody ever learns how easy it is to take advantage of it. So, why am I sharing this with you? It’s quite simple. With "The Credit Secrets Bible" you can improve your credit better and faster without having to pay $795 to an Attorney or Credit Repair Clinic.

Attorneys and Credit Repair Clinics would like you to believe the only way to fix your credit is through them. The truth is you can improve your credit better and faster yourself. Again, I don’t want to bash Attorneys or Credit Repair Clinics...

If you are a busy person who has more money than time than an Attorney or Credit Repair Clinic may be the ticket for you (feel free to call our offices for a referral). However, if you’re like most folks, you will do better, a lot better, on your own. Here’s why...

I believe the Federal Trade Commission agrees with me on this with the following quote: "Everything a Credit Repair Clinic can do for your legally, you can do for yourself at little or no cost".

All the power is in their letters. The letters simply leverage THE LAW in your favor. If you have THEIR LETTERS it does NOT matter whether a high powered Attorney mails them or if a high school drop out mails them!

To prove this point, years ago I had a client who was using a Credit Repair Clinic. Having paid $795 she was curious and didn’t think it was "out of line" to request the letters they were using since she was paying good money for the service. Can you guess what the Credit Repair Clinic told her? They sent her a letter stating...

The Credit Repair Clinic knew that if she had the letters (and some basic knowledge) she would no longer need them because the real power wasn’t in their service - it was in THEIR LETTERS!

In some cases you could be just a few postage stamps and envelopes away from solving ALL your credit problems. It’s happened to other clients and it could happen to you! These letters are that powerful. We guarantee it...

You’ll also receive easy-to-read and easy-to-follow, step-by-step instructions on how to use these letters for your own personal situation. These letters and proven strategies will have your creditors and the credit bureaus literally "wrapped around your pinky" trying to validate and verify every minute detail on your credit report. And remember...

  I guarantee you will be amazed at the potential of these letters to delete negative items from your credit report fast. Remember, we guarantee it!

I could talk for hours about all the different amazing life-changing information found in "The Credit Secrets Bible", but this is the point where I believe it’s best for me to just "shut my trap" and let a few of our satisfied clients do the talking:

HERE’S WHAT PEOPLE ARE SAYING ABOUT

"The Credit Secrets Bible"

I am very impressed to say the least.  I’ve tried all kinds of credit stuff, credit card brokers, and the like and this is the only one that has actually helped me get credit.  Thanks again
Ria Castella, New Jersey

I was a welfare recipient living from check to check when I purchased your system on borrowed funds from my mother.  I was skeptical but desperate and I figured that if you could do it then I could.  To make a long story short I got my first credit card for $2,000.  The week after that I got one for $1,300.  I average about and just two days ago I got another one for $3,750.  I just want to say thank you.  I literally went from broke housewife to now having some financial freedom.  I’m still amazed.
Allison McLaughlin, Georgia

I read through your complete Credit Secrets Bible. I’m so excited.  If it weren’t for a friend of mine who’s got a brand new credit file, I wouldn’t have bothered. Thanks for being real.
Vern Hughes, Illinois

My first credit card was $700.  My second credit card was $400.  My third credit card was $1,750.  Just thought I’d keep you posted on my progress.

Kevin Sinclair, New Jersey

Thank you for making a strong impact on my life.  I was completely impressed with he Secret Credit Weapon.  Both my husband and I began working the program.  It’s very easy to understand and very easy to work the steps.  Thank you for that.  Anyway we’ve been doing this now for almost a month and so far, like you said, we’ve already passed the $10,000 mark.  Thank you so much.  I appreciate everything you’ve done.

Kimberly Bryant, Ohio
                                                                                                                   
This valuable information really changed my life.  I was laid up from my job as a truck driver because I hurt my back.  I was worried that I’d lose everything.  Then I got your little letter deal in the mail, ordered it and now I’ve gotten over $7,000 in credit so far!  If I can do it, anyone can do it.  P.S.  Never did I think the day would come where most of my days would be spent on the water fishing without a worry while my back heals.
Jim Atkinson, Florida

Thank you for the incredible business.  By far this is the best credit system that I’ve had the pleasure of coming across.  I’ve failed with others before but as soon as I started using yours I started getting credit left and right.  No second-guessing, no trying to figure anything out.  That’s what I loved the most about it.  It’s a complete system like you said.  Thanks for finally helping me make rebuild my credit!
Kent R. Wallace, Massachusetts

“Using several techniques in ‘The Credit Secrets Bible’ I was able to raise my credit score 40 points. This 40 points allowed me to secure a mortgage rate 2% lower than before. On a 30 year mortgage this is going to save me over $50,000!”.

John Jenko,  California

OVER $18,000 IN CREDIT...

“Having no credit I couldn’t get approved for anything. I had to put up $500 just to get a cell phone. Then I ordered your package and quickly read the manual and listened to the audio program several times. I was amazed by all the inside info I learned. I quickly began applying the techniques and less than 18 months later I have built up over $18,000 in unsecured credit. This stuff works if you work it”.
Tyrone,  Jackson Michigan

If you only get one thing out of this letter today, let it be this; if you’re like most people, the two biggest purchases you will EVER make in your life will be your DREAM CAR and your DREAM HOME. Right?

With the "The Credit Secrets Bible" you can save up to $102,430.11 (or more) on just these two purchases alone. How? By learning the secrets to building a great credit report and qualifying for the lowest interest rate.

Here’s how: let’s say the loan amount on the car you buy is $20,000 and the payments are for 5 years. On the graph below you will notice that with great credit versus bad credit you will save $5496.00 on your car alone!

 

 Now let’s talk about your dream home...

Let’s say the loan amount on the home you buy is only $200,000 and the payments are for 30 years. On the next graph you will notice that with great credit versus bad credit you will save $96,934.11!

As you can see, between your dream car and your dream home your bad credit will cost you $102,430.11! This is $102,430.11 banks will make off you just because you won’t qualify for the lowest interest rates due to your credit status. Don’t be like the uninformed and let this happen to you...

These are the "nitty-gritty" numbers most people DON’T take the time to think about-will you? If you don’t it will cost you thousands! Order "The Credit Secrets Bible" for your review today. If I’m right, you’ll come out at least $102,430.11 ahead! If I’m wrong you lose NOTHING...

Look, the cost of "The Credit Secrets Bible" is extremely low compared to what you get and how much it will change your entire outlook on life. However, I don’t want you to take any risk in ordering it. Therefore, I have a 100% Risk-Free "Just Look It Over" money-back guarantee.

This means I won’t make you send me "evidence" you used it, or take a dumb test to "prove" you even read it, and I won’t make you "keep it for 90 days" if you’re unsatisfied, or "jump through hoops" to get a stupid "Return Number" in order to return it. No. This may sound funny but...

Here’s how the guarantee works: order your copy of "The Credit Secrets Bible" home study course today. It will be shipped out to you within 48 hours by speedy First Class Mail. When you receive it, just look it over and listen to the Companion Audio Program. Get excited and have fun discovering all the credit secrets that I guarantee will change your entire outlook on life forever...

If you don’t agree after just one evening that you know more insider credit secrets than most Millionaires alive today or, are unsatisfied for ANY reason (or no reason at all), simply return it within 3 Months from the date of shipment for a FAST and FULL REFUND. That’s right. I said a FULL REFUND.

Unlike everyone else, I will NOT deduct any shipping, handling or restocking fees. I will assume all the risk guaranteeing a 100% refund. Fair enough?

If you would like to mail a check or Money Order all you have to do is write your Contact Information and the words "Credit Secrets Bible" on a piece of paper and send it with your check or money order for Sixty-Seven Dollars and Seventy-Five Cents to:

NOTE: Checks and Money Orders should be made payable to: National Associated Services, please do NOT mail cash.

That’s all there is to it. As soon as we receive your order, we will rush you "The Credit Secrets Bible" home study course by First Class Mail (checks are held for bank clearance).

P.S. Keep in mind that you are protected by my 100% Risk-Free "Just Look It Over" Money-Back Guarantee. This means you can "Just Look It Over" for up to 90 days with NO RISK. If it's not for you just send it back for a 100% refund of your $67.75. No questions asked and no hard feelings...

OK! I am ready to get my own copy of the "Credit Secrets Bible!"