Answer Debt Collector Letters

Answer dunning letters to protect yourself from debt collectors getting an arbitration award or judgment against you.

Starting with (Do-it-Yourself Manual) $90.75

Debt Collection Agency Letters

  • Defense of expired debt to collection agency $750.00
  • Settle collection debt with collection agency
  • Collection agency warning of possible
  • Fair Debt Collection Practices Act violation $750.00
  • Cease & desist letter to collection agency FREE
  • Cease & desist letter #2 to collection agency
  • VOD: Validation of debt to collection agency
  • VOD to collection agency- strong letter $750.00
  • Expired Statute of Limitations defense (SOL)
  • Estoppel letter to collection agency $750.00
  • Admission by Silence- validation of debt to collection agency $750.00
  • Offer to settle debt as with collector/creditor
  • Debt settlement offer to collection agency or original creditor
  • Unilateral Release for settling debts to collection agency

Credit Bureau Letters

  • To credit bureaus regarding inaccurate credit rating
  • Request for investigation to the credit bureau
  • Request to correct credit report after bankruptcy
  • Request for free credit report based on credit denial
  • To credit bureau to remove inquiries especially collection agency
  • Identity Theft Notification to credit bureau
  • Credit bureau (CRA) for disputed item(s)
  • Demand letter to credit bureau for investigation results
  • More aggressive letter to (CRA) for disputed item(s)
  • Reply to a CRA accusing you of credit repair
  • To credit bureau intent to file suit
  • Judgment Related Letters
  • Offer to settle judgment with creditor in exchange for dismissal

Original Creditor Letters

  • Letter advising creditor/collector of bankruptcy filing
  • Reaffirmation agreement to creditor after BK
  • Request to creditor to insert positive information into your credit report
  • To creditor that you have filed bankruptcy
  • To creditor to remove inquiry
  • Goodwill letter to original creditor

Misc. letters

  • Chexsystems letters to dispute and request file
  • Custom debt collector letters starting at $750.00


  • Answer lawsuits filed by debt collectors in your local district court (research) $5,000.00

Related Articles or Links

Debtors Rights

Cease and Desist Letter

Your Right to Validation of Debts to Collection Agencies

Dealing With Debt Collections

Dealing With Debt Collectors

Using Restrictive Endorsements to Settle Debts

Get Debt Collectors Out of Your Life

Federal Trade Commission Opinion Letter on Validati

Back To Better Credit

Informatory letters about bank fraud, debt settlement and predatory lending can educate consumers about secured and unsecured options available to them.

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